Cheap Cursor Pro and Ultra in 2026: Pre-Made Accounts Compared

Cursor is a code editor built around an AI agent. The free Hobby plan gives you a limited number of agent requests, which runs out quickly if you code every day. In the US, Cursor Pro costs $20 a month, Pro+ is $60 and Ultra is $200.

SpandyUpgrades sells cheap Cursor Pro as a pre-made account in two forms: a 12-month Pro account at €160 and a one-month Ultra account at €144. Both are accounts we create and hand to you, not upgrades to your existing login. This guide covers what each tier gets you, what Cursor charges directly, and a risk you should know about before buying any third-party Cursor account.

What a paid Cursor plan gets you

Cursor's documentation lists the same core features for Pro, Pro+ and Ultra: unlimited Tab completions, extended agent usage limits on all models, access to Bugbot, and Cloud Agents. The pricing page adds access to frontier models, MCPs, skills and hooks.

What changes between tiers is how much model usage is included. Cursor no longer counts a fixed number of requests. Each plan includes a pool of usage, and how fast you burn through it depends on which model you pick, because each model has its own API cost. A long agent session on an expensive frontier model uses far more of the pool than quick edits on a cheaper one.

When the included usage runs out, Cursor lets you continue on pay-as-you-go billing at API rates, or move up a tier. On a pre-made account you don't control billing, so in practice running out means waiting for the next cycle.

What Cursor charges directly

These are Cursor's published US prices for individual plans as of October 2026, before tax:

Cursor also offers yearly billing on its pricing page. We couldn't confirm the yearly figures this month, so they are left out here.

When Cursor launched Ultra in June 2025, it described the plan as having 20x more usage than Pro. Cursor's current pricing pages list the price but no longer state a multiplier.

Before you buy: Cursor's position on resellers

Cursor's pricing page is direct about this. It says subscriptions are only sold through cursor.com, that it does not authorize resellers, and that accounts bought elsewhere "may be suspended or terminated at any time."

That applies to these accounts. Our warranty replaces an account that stops working for a reason you didn't cause, within the coverage period, but you should buy knowing that Cursor can close third-party accounts and that the warranty period is shorter than the Pro term.

Our two options

Pro · 12 months

A pre-made Cursor account with Pro active for a year. It costs €160, against a retail price of €240, a saving of 33%. Over twelve months that works out to well under Cursor's $20 a month. The warranty covers the first 90 days. Read the Pro 12-month guide.

Ultra 20x · 1 month

A pre-made account on Cursor's top individual tier for one month, at €144 against €200 retail, 28% less. It suits a short burst of heavy agent work, such as a launch or a large refactor, more than a standing subscription. Read the Ultra guide.

Which one fits

• You code most days with Tab completions and occasional agent runs: Pro for 12 months. It is the cheaper option by a wide margin, and the year runs without monthly renewals.
• You run agents for hours a day on frontier models and keep hitting limits: Ultra. Pro's included usage disappears quickly under that kind of load.
• You only need heavy usage for a few weeks: one month of Ultra, then drop back to Pro or Hobby.
• You can't risk losing access mid-project: buy from Cursor directly. Given Cursor's reseller policy, a pre-made account is the wrong tool for work that cannot tolerate an interruption.

Pro+ at $60 a month sits between the two on Cursor's own pricing. We don't sell it.

How ordering works

1. Choose a plan on the Cursor page and pay by card or crypto at checkout. PayPal and direct wallet payments are handled through a Discord ticket.
2. Enter your Discord or Telegram username. No Cursor login of yours is needed.
3. The pre-made account is prepared and the login details are sent to you. Most orders are delivered within 0–24 hours, and your order page shows progress.
4. Sign in to Cursor with the supplied details. Your settings, extensions and rules from another account don't transfer, so set those up again.
5. If the account stops working during the warranty period for a reason you didn't cause, open a ticket on Discord with your payment ID.

Sharing the login with other people voids the warranty, and so does a ban for breaking Cursor's terms. First-time buyers get 10% off. More on the process is on How it works.

Frequently asked questions

Can you upgrade my own Cursor account?

No. Both plans are pre-made accounts. Your current account stays as it is, and you sign in to Cursor with the account we supply.

Will my code be stored on the Cursor account?

Your code lives in your own files and repositories, not inside the Cursor account. Cursor's pricing page also mentions a privacy mode which, when enabled, keeps code data out of model training. Turn it on in settings.

Is a pre-made Cursor account against Cursor's rules?

Cursor says it does not authorize resellers and that accounts bought outside cursor.com may be suspended or terminated. That is the main risk of this product. The warranty covers you within its period, not outside it, and not for bans caused by breaking Cursor's terms.

What happens when I run out of included usage?

On Cursor's own billing you could add on-demand usage. On a pre-made account that option isn't yours to turn on, so you wait for the usage to reset, switch to cheaper models, or move to Ultra for a month.

Why does Pro have only a 90-day warranty?

That is the coverage set for the 12-month plan. The account keeps working past day 90 as long as nothing changes on Cursor's side, but a failure after that point isn't replaced.

Is Ultra worth it over Pro?

Only if you hit Pro's limits regularly. Most people writing code with Tab and a few agent sessions a day stay within Pro. Ultra is for people who run long agent sessions on expensive models every day.